I have a lovely wife and two beautiful kids. We are healthy and have basically everything we need. For the past 18 years I’ve enjoyed a great career working both in my home country and abroad. Before that, during my first 20 years I had a happy childhood and a good education. Now I find myself at the crossroads again, closing one life chapter and soon to open the next….
When I started my career all those years ago, I had a clear goal in mind which was to retire by the age of 35. In those days and with all my youthful confidence, I was adamant that work is merely a means to an end. No matter what you might say in the interview to get the job, the honest truth is that you are only there for the pay check. Come the future day when I have enough money to no longer need that pay check, I would just as soon be on the beach, golf course, etc.
Some 18 years later, it’s with a measure of pride that I am now reaching this goal. Despite being 3 years late versus the target, I won’t beat myself up too much since it’s also 27 years earlier than the standard retirement age.
There are some big changes and exciting times ahead for us. I recently gave notice to finish up my job, and we are planning to relocate to our hometown in the coming months to settle down near our families and spend more time with my wife and kids.
With this brief introduction out the way, let me now come to the question : What’s this blog about ?
My first idea is to reflect on the transition in life phases from “working” to “financial freedom” (FF). I see quite a few blogs about the journey to FF, and also by those who have achieved FF, but not so many at the point of transition. Logically it should be a happy time, but as with all major life changes I guess there will be some bumps in the path too. I look forward to reflecting on the experience here.
Secondly, I am starting to consider future projects/hobbies/pursuits for the next phase, and one area I have in mind is financial planning/advice. I’ve always had a keen interest in the world of money and lately I’m eager to pursue activities that directly help others and give something back. This blog is a way for me to explore further on this and test the water.
Thirdly, I have benefitted a lot over the years from the experience and kind advice of friends and colleagues. As I said at the outset, I feel very fortunate and hope through this blog I can in some small way return the favour. Please understand that I’m not an expert and in fact do not have any formal qualification in this field. I will be the first to admit that I have made many mistakes along the way too. But in the end I am reaching my goal and so at least in a practical sense, I hope this blog might benefit like-minded people who are working towards their own FF.
Further to the above three points, here are some additional intentions :
This blog is ….
This blog is not ….
Financial advice (please read the disclaimer)
Revealing the secrets to get rich quick
Anonymous (or Private from my perspective)
Explaining the basics of finance / investment
Thank you for reading this blog. I hope you find it useful and appreciate any comments. As today is 30th December I’m sure many of you are pondering resolutions for 2015 and the years ahead. I wish you every success in pursuing your goals and most importantly to enjoy the journey along the way – FFA.